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Triple whammy hits seniors, disabled

There's no security like Social Security

By Deirdre Griswold

The devastating attacks on the World Trade Center and the Pentagon have given President George W. Bush the excuse he needed to latch onto Social Security funds.

As recently as August, when the government was facing an imminent shortfall in operating funds and the press began speculating on when it would dip into retirees' money, Bush swore up and down that that would never happen--except in an extreme emergency like a war or depression.

Then came Sept. 11. Within a day, Bush declared that the United States was in a "war against terrorism." In the crisis atmosphere in Washington, the Congress passed resolutions giving Bush full war powers, including the funds for military attacks on whomever Washington declares responsible.

All this was supposed to make the people of the United States more "secure." But the basis had been laid for taking money out of Social Security reserves to pay for a huge and open-ended war--and it has already begun.

Not long ago the U.S. government had a huge surplus. Right wingers were openly strategizing on how to "privatize" the trillions of dollars accumulated in Social Security. They praised the magic of the stock markets and said how great it would be if everyone's retirement money were invested there, where it would grow like the fairy-tale beanstalk.

But they found it very difficult to convince the public that Social Security should be "reformed," especially after the market decline began wiping out 401(k) retirement plans. All the mass organizations representing seniors and the disabled were opposed to tampering with Social Security. Politically, neither the Republicans nor the Democrats wanted to antagonize such a large constituency.

Then, as the capitalist economy began to weaken, and as the administration got Congress to pass a huge tax cut benefiting the rich, the surplus began to vanish. By August, it was nearly gone. In the financial pages, the talk was that the administration was going to use some of this money to pay its bills, but that politically it was risky.

After Sept. 11, like thieves in the night, the Republicans and Democrats joined forces to pass a pro-war resolution that has allowed the government to dip into the funds that retirees and the disabled depend upon.

HMOs start dropping Medicare

The well-taken-care-of fat cats with nice pensions and many corporate tips for their retirement had already begun pushing up the retirement age. They were preparing the public to accept an erosion in cost-of-living adjustments. This is bad enough news for older workers--in fact, for everyone who plans to get old some day.

But there is more.

On Sept. 21, a group of health maintenance organizations with at least 475,000 elderly people enrolled announced that as of next year they will no longer take Medicare. It is likely that others will follow.

There are now 123 million people insured through managed-care programs, according to the Gray Panthers. When the HMOs were first organized and were feverishly looking for customers, they courted seniors, urging them to sign over their Medicare benefits in exchange for coverage.

It seemed like a good deal. If there were copayments, they would be minimal.

But it hasn't worked out. Health-care costs keep rising as what there was of a public-health system withers away. Medicare payments don't keep up. Now the HMOs are dropping people like old shoes.

The third knockout punch for seniors, including many disabled, is that the cost of medications keeps going up. This, of course, affects people of all ages, but it tends to be those of advanced years who have conditions that make them dependent on maintenance medications--which now can cost hundreds of dollars every month just to prevent life-threatening situations.

There is no longer any talk coming out of Washington about a government effort to make prescription drugs affordable.

Wars have always given the ruling class the opportunity to intensify its exploitation of the workers in the name of patriotism and national security. This war drive is no different. But especially at a time when every politician speaks in the name of "national security," it is worse than ironic that the most widespread form of state-administered security for people in this country--Social Security--is being undermined.

Before Sept. 11, there was a growing and feisty movement against Bush's right-wing program. That program has now been accelerated, and the need to resist it is greater than ever, as the looting of Social Security shows.

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